Pre-Adverse Action Letter

Description:

This sample letter, to be sent to a candidate prior to the employer taking any adverse action based on information contained in a consumer report, includes a copy of the consumer report obtained from the consumer reporting agency and a summary of the candidate's rights under FCRA.

Caution: Many states have laws which prohibit or limit an employer's use of consumer credit reports or criminal records checks and/or prohibit discrimination based on credit or criminal history information. Be sure to check the applicable laws in your state and consult with an employment law attorney who knows your state laws to ensure full compliance.